Empowering MSMEs.
Enabling Growth

Secured loans designed for small businesses.
WHO WE ARE

An NBFC focused on providing growth capital to small businessmen and entrepreneurs.

Building financial access for the MSMEs, which are the backbone of the economy.

ValueLine is a new-age NBFC committed to fullfilling credit requirements of MSMEs & small businesses through a personalized approach with transparency and speed.

Combining a low-cost branch network with powerful digital systems, we make borrowing easier, faster, and more reliable.

What We Offer

Loan Against Property (LAP)

  • 💼Loan Features
  • 👥Customer Segments We Serve
  • 🏢Eligible Property Types
Ideal For:
Self-employed individuals, professionals, salaried employees & mixed-income families.
lap
Our Core Offering

MSME Loan Against Property

💼Loan Features

  • Loan amount up to ₹30 lakh
  • Tenure up to 15 years
  • Attractive fixed ROI
  • Quick processing & disbursal of loans

👥Customer Segments We Serve

  • Micro & small business owners
  • Self-employed professionals (Doctors, CAs, Architects, etc.)
  • Salaried individuals
  • Individuals with rental income
  • Mixed-income Households (SENP + Salaried)

🏢Eligible Property Types

  • Self-occupied residential property
  • Self-occupied commercial property
(Shop, office, clinic, godown, etc.)
EMI Calculator

Quickly Estimate your Monthly EMIs with our Loan Calculator

₹50,000 ₹1,00,00,000
5% 30%
1 Year 30 Years
₹0 Monthly EMI
₹0 Total Interest
₹0 Total Payment
OUR CORE VALUE

The Core Values Guiding Our Commitment to MSME Growth

Customer First

We put customers at the center of everything we do, delivering simple, responsive, and reliable financial solutions tailored to their needs.

Integrity

We act with honesty and strong moral principles, ensuring fairness, accountability, and ethical conduct in every interaction and decision.

Transparency

We communicate openly and clearly, providing complete and accurate information so that customers can make well-informed decisions.

Compliance

We strictly follow all regulatory, legal, and internal policies to ensure safe, responsible, and sustainable financial operations.

Governance Excellence

We uphold strong governance practices with effective oversight, risk management, and accountability to protect all stakeholders.

Inclusiveness

We promote equal access to financial services, empowering diverse communities and underserved entrepreneurs.

We have in-depth experience in our core specialties

Our extensive resources and commitment to client service satisfy the needs of a diverse client across multiple industries

Awesome Counter

Why Choose Valueline

Testimonials

Our Valuable Clients

Manmohan Gupta Transporter & rental income

ValueLine helped me with funds when I needed them the most. The entire loan process was very personalized and very quick.

Debasish Adhikari Musician

Valueline helped me by disbursing funds for renovation of my house very quickly and took me through the entire process very professionally. Thanks to Valueline, I was able to renovate my house and build my own sound studio.

Rishabh Gupta Garment Trader

Valueline ensured my credit needs were fulfilled in a timely manner, which helped me further grow my cloth trading business.